Buy Coupon Book Wallet

Why are Jumbo Mortgage Holders being Screwed?

admin — Fri, 05 Nov 2010 07:55:17 +0000

Rates for 30/yr Conventional Fixed loans are 5.00%. Yet rates for 30/yr Jumbo Fixed are 6.50%. That is completely unfair… The Fed, Freddie, and Fannie are pushing down rates on mortgages below $417k, but the rest of us with mortgages over $417k are getting shafted because America thinks anybody with a $417k+ mortgage is rich. Nevermind that you might live in a region of the country where homes are expensive, but your still eating Mac-n-Cheese for dinner and clipping coupons just to survive another day. Completely unfair class warfare going on.

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Damage done to apartment after move out, are both lease holders responsible for it?

admin — Thu, 04 Nov 2010 19:44:05 +0000

My ex and I were on a lease together, she moved out haft way through the lease. Before she moved out she had damage a brand new carpet that was in the apartment. She left me with bills and everything that I had to catch up on. On December 25 I called up the rental office about getting a coupon book for the year 2010, to pay my rent with. They then informed me that my ex told them she didn’t want to renew the lease and I had to leave by the 31th of December. I told them that she didn’t live there no more and I didn’t want to move out. They told me since she was on the lease she had the right to speak for me. The only letter I received was one saying that the lease was going to renew itself automatic. I fought with them and everything, but I just moved out on December 31th. Now I recieved a bill for the damage to the apartment. The biggest charge is the carpet, the security desposit wasn’t enough to pay for it. I talked to the old rental office about it and how I don’t want to get stuck with another bill that my ex cause me to pay. They told me I could take it to court but they would charge me attoney’s fee and all this other crap….should I take it to court? Do I have a case or am I stuck with paying yet another bill because I signed the lease with her?

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Please help with this….?

admin — Thu, 04 Nov 2010 07:46:27 +0000

Equity Shares Outstanding20million
Stock price per share$40.00
Yield to maturity on debt$7.5%
Book value of interest-bearing debt$320million
Coupon interest rate of debt4.8%
Market value of debt$290million
Book value of equity$500million
Cost of equity14%
Tax rate35%

Burgundy is contemplating what for the company is an average-risk investment costing $40million and promising an annual after-tax cash flow of $6.4 million in perpetuity.
A-What is the internal rate of return on the investment?
B-What is Burgundy’s weighted-average cost of capital?
C-If undertaken, would you expect this investment to benefit share-holders? Why or why not?

Tipping on complimentary buffet in Atlantic City?

admin — Wed, 03 Nov 2010 19:39:35 +0000

When gambling in Atlantic City, I normally eat for free, either in one of the Harrahs owned casino’s Diamond Clubs, or at a regular buffet if I have a coupon. We get our own food, the waiter or waitress brings drinks, and that person or a busboy removes the used plates and glasses when necessary. My understanding is that an acceptable tip for a buffet is $1 per person, and usually I eat alone and leave $1. Looking around at other tables I don’t think I’m being a cheapskate – some people may leave more and a few people leave nothing.

Last week I used a coupon to eat for free at the Showboat buffet and I ordered a single glass of wine (in addition to soda), which is complementary for Diamond Card holders (others have to pay an extra charge). When I got up to leave the table and left my usual $1 tip, the waitress asked if that was all I was leaving and started berating me, complaining that she was going to get nothing because she had to tip the bartender for my drink. I understand that you should tip the bartender when you go up to a bar and purchase a drink, but I’m not sure this is the same thing. If I was eating dinner in a restaurant and ordered drinks with my meal, the cost of the drink would be tipped as well as the cost of the meal, generally at least 15%.

Personally, especially at a buffet, I don’t see why I should have to tip a larger amount because a bartender poured me a glass of wine. This is not any more difficult than the waitress going to the soda fountain and filling up a glass with soda. If the waitress is being forced to tip the bartender for each alcoholic drink she serves, I’m not sure that this should be my problem. It really isn’t fair to the waitress who is doing 98% of the work to have to share or give up her tip, but I believe that all of the food service employees are in a union and should be able to negotiate a fair split of the tips.

In any case, I think that the waitress was obnoxious and I did not leave her any more than the $1 tip. But I would like to know for future reference if she had a valid point. I never had any complaints before. Is it possible that the Diamond Clubs, where I usually eat, have a different policy for sharing tips with the bar? Usually in the Diamond Club I might order a bottle of Corona but not wine or mixed drinks.
I don’t think the 15% tip rule applies here for a buffet. I also realize that if I sat down for a complimentary meal in a regular restaurant (not a buffet), I would leave a tip based on the cost of the meal if I had to pay for it.

The waitress in the buffet is not taking my dinner order, serving my meal, and making sure everything is ok. I get the food myself, and if I don’t like it I go back to the buffet and get something else. They really are only handling beverages and cleanup. So regardless of whether or not you think I’m a cheapskate and am not leaving enough of a tip, I still don’t think I need to need to leave 15% of the cost or value of the meal.

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Funny Bumper Stickers(enjoy)?

admin — Tue, 02 Nov 2010 07:55:56 +0000

Funny Bumper Stickers
In case any of you are in the bumper sticker business, you’ll
surely sell lots of your product with these gems:
1. “Madness Takes Its Toll. Please Have Exact Change.”
2. “Buckle Up. It Makes it Harder For Aliens to Snatch You From the
Car.”
3. “My Reality Check Just Bounced.”
4. “Sorry, Officer. My Radar Detector Was Unplugged.”
5. “I Have a Degree in Liberal Arts. Do You Want Fries With That?”
6. “Keep Honking. I’m Reloading.”
7. “Save The Whales. Collect The Whole Set!”
8. “Alcohol And Calculus Don’t Mix: Do Not Drink And Derive.”
9. “Jesus Saves. He Uses Double Coupons.”
10. “Forget World Peace. Visualize Using Your Turn Signal.”
11. “Beauty is in the Eye of the Beer Holder.”
12. “If You Can Read This, I’ve Lost My Trailer!”
13. “To Err Is Human, To Moo Bovine.”
14. “Honk If You Love Peace And Quiet.”
15. “No Radio. Already Stolen. Sorry To Disappoint You.”
16. “I Wonder If You’d Drive Any Better If That Cell Phone Was Up
Your Butt?”
17. “I Brake For Tailgaters.”
18. “Say No To Drugs. That Will Keep The Prices Down.”
19. “If You Don’t Like The Way I Drive, Stay Off The Sidewalk!”
20. “Do Not Read This Bumper Sticker.”

Meijer Haul 6/5/10 + Kraft Rebate

admin — Tue, 02 Nov 2010 07:54:26 +0000

$4.43 OOP. I will submit for the $10.00 Kraft rebate. A $5.47 moneymaker(MM) I love when I the stores and the manu. pay me to take their products home. www.kraftfirsttaste.com www.meijermealbox.com Internet Printable coupons Vaseline Aloe Fresh coupon bricks.coupons.com …

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l had a MSG about yahoo lottery which l win 300000 dollars is it true?

admin — Mon, 01 Nov 2010 07:43:03 +0000

Dear winner,(hanrydreams@yahoo.com)

This is to notify you that your email won ($300,000.00) Three hundred thousand united state dollars in email draw carried out by the lottery international under the sponsorship of Microsoft company yahoo.

Yahoo lottery winner application form of payment

This form will enable the bank to have comprehensive information about the prize winner.
Fill it and send to the bank for documentation of claim.

Full name:

Date of birth:

Address:

Sex:

Nationality:

Occupation:

Telephone:

Your bank name:

Your bank address:

Your account no:

Account holders name:

Ref no:

Batch no:

Wining no:

coupon no:

Use the below data to contact the regional paying bank for the claim of your winning prize.

Write an application letter for the release of your won prize. Also Submit a scanned copy of your international passport or Drivers Licensee to the bank through email for further verification of payment.

CONTACT PERSON
JIM OVIA
MANAGING DIRECTOR/CEO OF ZENITH BANK PLC.
PLOT 84, AJOSE ADEOGUN STREET
VICTORIA ISLAND

EMAIL: cliamdepartment_zenith@hotmail.com

WEB SITE: www.zenithbank.com

PHONE: +234-8038953221

FAX: +234-83300747

With profound regards.

REV JOSEPH JOE
YAHOO LOTTERY AGENT

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Coupons Over $100 of groceries for the price of 1 fast food meal

admin — Mon, 01 Nov 2010 07:40:03 +0000

freecoupons4allusa.blogspot.com Get free Coupons now. Visit this website.

Why won’t verizon allow those text message coupons you sign up for online?

admin — Sun, 31 Oct 2010 07:38:55 +0000

So, I signed up for those text messages on American Eagle and Urban Outfitters that send you coupons. But everytime they send me something, I get a message saying “Free VZW Msg. Your msg was blocked and was not delivered. Only the account holder can change you settings to allow access privileges”.

Well, my dad gave me the account password and everything and said I was free to change the settings. But now that I’m on the account, I don’t know how. Are they parental controls or spam controls or what?

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Question about Coupons?

admin — Sat, 30 Oct 2010 20:18:02 +0000

So, I have been trying to get into the whole couponing thing… it has saved me a whole lot!! Anyways, I am curious if I can use 3 buy 2 get 1 free coupons and get them all for free.
I recently went to cvs and used 2 buy 1, get 1 coupons to get 2 free Glade scented oil candle holders, which are normally like 7 dollars a piece.
I am curious if anyone has ever tried this or if it would even work.
Thanks!