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Why are Jumbo Mortgage Holders being Screwed?

Rates for 30/yr Conventional Fixed loans are 5.00%. Yet rates for 30/yr Jumbo Fixed are 6.50%. That is completely unfair… The Fed, Freddie, and Fannie are pushing down rates on mortgages below $417k, but the rest of us with mortgages over $417k are getting shafted because America thinks anybody with a $417k+ mortgage is rich. Nevermind that you might live in a region of the country where homes are expensive, but your still eating Mac-n-Cheese for dinner and clipping coupons just to survive another day. Completely unfair class warfare going on.

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3 Comments

  1. phat tonez wrote:

    Class warfare is shameful. Socialism is being pushed down our throats. Whatever happened to freedom.

    In fact, might this even be considered discrimination?

    Friday, November 5, 2010 at 7:59 am | Permalink
  2. Spotty J wrote:

    Sounds like you answered your own question. Would you like to ask something else?

    Friday, November 5, 2010 at 8:29 am | Permalink
  3. $so fresh so clean$ wrote:

    “because America thinks anybody with a $417k+ mortgage is rich.”

    Its not necessarily America. They don’t set the rates on loans. The banks do. If anybody is being unfair, its the banks.

    Friday, November 5, 2010 at 9:29 am | Permalink

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